premiums & cover
cover
Coverage in Canadian Dollars
|
|
|
Plan A
|
Plan B
|
|
1
|
Personal Accident
|
C$25,000
|
C$50,000
|
|
2
|
Medical and Other Expenses
|
C$4,000,000
|
C$7,500,000
|
|
3
|
Cancellation and Curtailment
|
C$2,000
|
C$4,000
|
|
4
|
Personal Baggage
|
C$1,250
|
C$3,500
|
|
|
Single Article Limit
|
C$250
|
C$750
|
|
|
Jewellery and Valuables Limit
|
C$250
|
C$750
|
|
5
|
Delayed Baggage
|
C$125
|
C$250
|
|
6
|
Personal Money/Documents/Passport
|
C$250
|
C$550
|
|
7
|
Personal Liability
|
C$2,200,000
|
C$3,000,000
|
|
8
|
Travel Delay
|
C$110
|
C$220
|
|
|
Abandonment
|
C$1,650
|
C$3,300
|
|
|
Missed Departure
|
C$220
|
C$660
|
|
9
|
Hijack
|
C$22/24 HOURS (UP TO C$440)
|
C$33/24 HOURS (UP TO C$660)
|
|
10
|
Catastrophe
|
C$550
|
C$1,650
|
|
11
|
Legal Expenses
|
C$11,000
|
C$22,000
|
premiums per person(for 90 days)
|
Age
|
Plan A
|
Plan B
|
Plan A En route
per person
per day
|
Plan B En route
per person
per day
|
|
Adults 16 - 64 years
|
£130.00
|
£170.00
|
£1.25
|
£1.50
|
|
Children 2 - 15 years
|
£65.00
|
£85.00
|
£1.25
|
£1.50
|
|
Infants under 2 years
|
FREE
|
FREE
|
FREE
|
FREE
|
Notes
- Children under 16 who are unaccompanied by an adult will be charged at the
adult rate.
- En route (Item 19a) - If you are travelling to
other countries prior to your arrival in Canada, premium adjustments are charged
per person per day up to a maximum of 60 days for travel.
adjustments
|
|
|
|
Winter Sports Cover
|
+15%
|
|
Baggage Excluded
|
-15%
|
|
Insurance Premium Tax (IPT)
|
+20%
|
|
Occupation - Rating 1
|
None
|
|
Occupation - Rating 2
|
None
|
|
Occupation - Rating 3
|
+25%
|
|
Occupation - Rating 4
|
+50%
|
|
Occuaption - Rating 5
|
+100%
|
Notes
- Insurance Premium Tax (IPT) is a UK government tax which will be added to
the premiums for purchases in the UK (excluding the Isle of Man and Channel Islands).
The amount is currently 20% of the total premium. The tax is not chargeable to
non-UK residents.
- Occupation adjustment is applicable only if manual or hazardous employment
is carried out during the period of insurance.